Now available on iOS

Financial advice
everyone deserves.

Built for my mom — and yours. An AI money coach that gives honest, personalized advice. No bank connections. No judgement. No jargon.

First 100 downloaders get 30 days of Pro, free.

A note from the founder

I built this for my mom.

We moved to the US when I was sixteen. My mom worked seven days a week — and still does. She has always managed paycheck to paycheck with a discipline most people don't have. But beyond that? She was on her own.

A house. Retirement. Whether she could ever afford to stop working. The bigger questions about money never had answers, because the people who get those answers can afford financial advisors. We couldn't.

I watched her try the apps. Mint. Spreadsheets. The ones that ask you to link your bank account and then show you a wall of charts. None of them told her what to do. They just showed her numbers she already knew, with a feature list that felt designed for someone else.

What she needed was a friend who understood money. Someone she could ask honestly: "Can I afford this? Should I be saving more for retirement? Where is my money going?" Someone who would answer without judgement, in plain language, every time.

That's why I built CoinCoach.

It's a simple app — track your expenses and income, set a few goals — but the heart of it is the AI coach. Ask it anything about your finances and it'll answer with the context of your actual data. Not generic advice. Yours.

My mom can use it. I made sure of that. And if she can, you can.

— Thuy
Founder, CoinCoach

Why CoinCoach

A different kind of money app.

Most finance apps show you data. CoinCoach gives you answers.

💬

A coach, not a dashboard

Ask "Can I afford this trip?" or "Should I be saving more?" and get a real answer — grounded in your actual income, expenses, and goals.

🔒

Private by design

No bank connections. We never see your account numbers. Your data is yours, encrypted, never sold. Delete your account and it's gone.

Made for real people

Simple enough for someone who has never used a budgeting app. Powerful enough for freelancers tracking 1099 income and retirement goals.

What's inside

Everything you need.
Nothing you don't.

AI Coach with three personalities

Choose between Coach (warm), Analyst (direct), or Cheerleader (energetic). Same expertise, different voices.

Receipt scanning

Snap a photo of any receipt and log the expense in seconds. We extract merchant, amount, date, and category automatically.

Personalized insights

Get monthly reports that find spending patterns, budget gaps, and opportunities. Then tap any insight to discuss with your coach.

Savings goals that work

Set goals for an emergency fund, a home, retirement, or anything else. Track progress in plain language.

Built for freelance income

Track 1099 income separately. Get tax-savings reminders. Understand your real take-home pay across irregular months.

Face ID & private storage

Biometric lock keeps your financial life private. Data syncs encrypted across your devices.

Honest pricing

No ads. No upsells.

Start with everything free. Upgrade to Pro when you want unlimited coaching and the advanced tools.

Free

$0

forever

  • Unlimited expense & income tracking
  • 25 AI Coach messages per month
  • Up to 5 savings goals
  • Up to 10 budget categories
RECOMMENDED

Pro

$4.99/mo

billed annually at $59.99 · save 37%

  • Unlimited AI Coach messages
  • Receipt scanning (50/month)
  • Detailed reports & PDF exports
  • AI Insights — personalized patterns
  • Three coach personalities
  • Unlimited goals & categories

Or $7.99/month billed monthly · 7-day free trial included

Founding member offer

The first 100 get
30 days of Pro, free.

Be one of the first 100 to download CoinCoach and you'll receive 30 days of Pro at no charge — four times longer than our standard trial. After that, it's our usual 7-day free trial.

Download on the App Store

Stay in the loop

Updates & tips, delivered.

Get monthly money tips, new feature announcements, and the occasional founder note. No spam — unsubscribe anytime.

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Common questions

You probably want to know.

Do you connect to my bank?

No. CoinCoach never asks for or stores your bank credentials. You enter expenses and income manually, or scan receipts. Your bank data stays at your bank.

How does the AI Coach actually work?

When you ask a question, we send a summary of your financial data (totals, categories, goals — never your name or email) to a private AI model, which generates a response grounded in your numbers. It's not generic advice. It's yours.

Can I cancel anytime?

Yes. Subscriptions cancel through your iPhone Settings. No questions, no friction, no calls.

What happens to my data if I stop using the app?

Delete your account inside the app and your data is permanently removed from our servers. No backup, no recovery — gone.

Is this a replacement for a real financial advisor?

No. CoinCoach gives educational guidance — not professional financial, tax, or legal advice. For major decisions (mortgages, investments, taxes), we always recommend consulting a licensed professional.

Will there be an Android version?

Eventually. We're starting with iOS to build the product right with a focused audience. If you're an Android user and want updates, subscribe below — we'll let you know.

Money advice
shouldn't be a luxury.

CoinCoach is live on the App Store. Be one of the first 100 to download and get 30 days of Pro on us.

Download on the App Store